Overdraft Coverage

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Overdraft Deposit Transfer will automatically transfer funds to your checking account from another account you have here at Bonvenu Bank. There is a $10 fee per transfer which could save you money compared to the cost of the Standard and Additional Overdraft Coverage fees. If this is an option you would like to explore, please contact a bank representative at (318) 741-3500, email [email protected], or come by any branch location and we will be happy to help you.

Overdraft Coverage is a discretionary overdraft service, requiring no action on your part, which provides you a safety net up to an automatically assigned overdraft limit. Your Overdraft Coverage limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payment. Also, at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit. See chart below for cost.

Service & Cost

ServiceCost
Overdraft Deposit Transfer to Another Deposit Account you have at Bonvenu Bank$10 fee per transfer
Overdraft Coverage

$35.00 per item, per presentment for personal accounts.

There is a limit of $210 per day on the total fees we can charge you for overdrawing your personal account.

Transactions Covered with Overdraft Coverage

Transactions Covered with Overdraft CoverageStandard Overdraft Coverage (No action required)Additional Overdraft Coverage (Your consent required)*
Checks
ACH – Automatic Debits
Recurring Debit Card Payments
Online Bill Pay Items
Internet Banking Transfers
Telephone Banking
Teller Window Transactions
ATM Withdrawals
Everyday Debit Card Transactions

If you would like to equip your account with Additional Overdraft Coverage, please contact us in one of the following ways:

  • Call (318) 741-3500
  • Visit any branch,
  • Complete the Enrollment Form below and return it to 330 Marshall Street, Suite 400, Shreveport, LA 71101 (Attn: Payment Services), or
  • E-mail [email protected]
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*If you choose Additional Overdraft Coverage, you are authorizing the inclusion of ATM withdrawals and everyday debit card transactions to be covered as part of your Overdraft Coverage. If you already have Additional Overdraft Coverage, it is not necessary to request it again. You can discontinue Overdraft Coverage in its entirety any time by contacting us. Please see the enrollment form and disclosures for more information.

Bonvenu Bank is a full-service financial institution with branches in Bossier City, Baton Rouge, Shreveport, Metairie, Mansfield and other Louisiana locations.

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