Mortgage Refinancing

A refi could be the reset you need

Keep your home, but get a better mortgage rate with Bonvenu

Your finances might've changed since you closed on your last mortgage. Maybe market conditions can provide a lower rate or maybe you want to cash out some of your equity. Whatever your goal, you could benefit by refinancing your home loan with us.

Louisiana home loan refinancing

Competitive, fixed rates
Lower your monthly mortgage payment
Personal attention from our experts

When to refinance your mortgage

One of the best times to refinance is when interest rates drop or your credit score improves, potentially qualifying you for a better rate and lower monthly payment. It may also make sense to refinance a home loan if you want to switch from an adjustable rate to a fixed rate mortgage, shorten your loan term, or cash out some equity.

Cash out refinancing – what it is and how it works

Cash out refinancing allows you to access the equity in your home while you’re still paying off your mortgage. How it works is, you refinance for a larger amount than you owe on your current mortgage and get the rest back as a lump sum of cash. That cash can be used for debt consolidation, home improvement projects, a wedding, college education, or anything else you can imagine.

There are plenty of refinancing possibilities at Bonvenu Bank, and we're her to help you take advantage of them. Contact a mortgage lender or visit a branch in Bossier City, Baton Rouge, Shreveport, Metairie, Mansfield or another convenient location to get started.


Mortgage loans are subject to credit approval, as well as other conditions. Bonvenu Bank NMLS ID #412577.

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Let's discuss your refinance options to help you achieve your goals.