Positive Pay

Keep your business safe and sound

A reliable system guards against check and ACH fraud

Check and ACH fraud are costly and ever-growing crimes. This valuable solution gives you greater control over your financial transactions and increases operational efficiencies.

A front line of defense for your business

Flags forged or altered checks
Detects unauthorized ACH transactions

Check Positive Pay

  • Your business provides Bonvenu Bank with a list of authorized checks based on check numbers and amounts.
  • Positive Pay automatically monitors check activity.
  • If a check is presented and does not match the check-issued file, the item will be flagged and brought to your attention for further review.
  • You can then decide to pay or decline the check by working with us one-on-one.

Payee Positive Pay

This service works just like Check Positive Pay with enhanced security from a tool that matches payee names along with check numbers and amount fields.

ACH Positive Pay

  • Your business provides us with computer files listing authorized electronic debits and payments. 
  • Attempts to withdraw funds electronically from your accounts are automatically checked against your computer files. 
  • If the attempted debits do not appear on the files, we flag them and contact your business via email or text message. 
  • Your business then has the ability to reject or accept the debit.

Bonvenu Bank is a full-service financial institution with branches in Bossier CityBaton RougeShreveportMetairieMansfield and other Louisiana locations.

Frequently Asked Questions

Your check images are electronically captured and submitted safely and securely from your home or office to the bank for processing. This streamlines your deposit process and accelerates your cash flow.

Whether it’s for collecting payment or making deposits, our Automated Clearing House (ACH) services provide improved cash flow efficiency and reduce the occurrence of check fraud.

Positive Pay is a Business Online Banking Fraud Protection solution designed to help keep your monetary assets safe from unauthorized, altered, fraudulent or counterfeit checks.

Positive Pay is a Business Online Banking Fraud Protection solution designed to help keep your monetary assets safe from unauthorized, altered, fraudulent or counterfeit ACH transactions. 

Contact your Account Officer or Treasury Sales at [email protected].

ACH stands for Automated Clearing House, which is an electronic network that allows funds to be transferred between bank accounts. When an employer initiates an ACH payment, their bank sends instructions to the employee's bank to transfer the money. 

A wire transfer is a fast way to send money electronically to a domestic (U.S.) or an international recipient's bank account.

An Insured Cash Sweep (ICS) account provides FDIC insurance on deposits greater than $250,000 by spreading funds between the custodian bank and other partner banks in the IntraFi℠ network. Insured Cash Sweep accounts earn interest while maximizing protection for funds beyond the typical FDIC limit of $250,000, and are available to both businesses and consumers.

Same day payment cut off is 2:00 p.m. Central Time; daily ACH is 3:00 p.m. Central Time.

Cut off for a Remote Deposit is 6:00 p.m. Central Time.

Cut off time for wires submitted via online banking is 2:30 p.m. Central Time.

Bank at the Speed of Business

Easily manage funds with our indispensable online and mobile banking tools.

Step up your defenses against cybercriminals.

Leverage systems to monitor electronic withdrawals and check payments.

Terms and conditions apply.