Sweep Accounts

A hands-off way to keep your money growing

Automatic transfers generate added revenue

Set a target balance for your business operating account. When there are excess funds, Bonvenu Bank will move them to a separate, interest-bearing account. It's an ideal way to maximize your money’s potential.

No more idle cash

Earn competitive interest
Maintain liquidity in investment funds
Eliminate need to manually allocate funds
Create operational efficiency

We do the work. Your business enjoys the rewards.

It's a delicate balancing act. Your business needs a healthy checking balance to cover daily expenses, but if that balance gets too big, you miss out on money-making opportunities. Our automated accounts keep close watch on your account balances so that you don't have to. Excess funds automatically move to a sweep account to maximize earnings - and are shifted back to your operating account if it starts to run low.

Bonvenu Bank is a full-service financial institution with branches in Bossier CityBaton RougeShreveportMetairieMansfield and other Louisiana locations.

Frequently Asked Questions

Your check images are electronically captured and submitted safely and securely from your home or office to the bank for processing. This streamlines your deposit process and accelerates your cash flow.

Whether it’s for collecting payment or making deposits, our Automated Clearing House (ACH) services provide improved cash flow efficiency and reduce the occurrence of check fraud.

Positive Pay is a Business Online Banking Fraud Protection solution designed to help keep your monetary assets safe from unauthorized, altered, fraudulent or counterfeit checks.

Positive Pay is a Business Online Banking Fraud Protection solution designed to help keep your monetary assets safe from unauthorized, altered, fraudulent or counterfeit ACH transactions. 

Contact your Account Officer or Treasury Sales at [email protected].

ACH stands for Automated Clearing House, which is an electronic network that allows funds to be transferred between bank accounts. When an employer initiates an ACH payment, their bank sends instructions to the employee's bank to transfer the money. 

A wire transfer is a fast way to send money electronically to a domestic (U.S.) or an international recipient's bank account.

An Insured Cash Sweep (ICS) account provides FDIC insurance on deposits greater than $250,000 by spreading funds between the custodian bank and other partner banks in the IntraFi℠ network. Insured Cash Sweep accounts earn interest while maximizing protection for funds beyond the typical FDIC limit of $250,000, and are available to both businesses and consumers.

Same day payment cut off is 2:00 p.m. Central Time; daily ACH is 3:00 p.m. Central Time.

Cut off for a Remote Deposit is 6:00 p.m. Central Time.

Cut off time for wires submitted via online banking is 2:30 p.m. Central Time.

Bank at the Speed of Business

Easily manage funds with our indispensable online and mobile banking tools.

Get more from your money through our sweep accounts.

Automatic transfers take advantage of competitive interest rates.

Terms and conditions apply.