These loans are insured by the federal government and offered by Bonvenu Bank, giving you special advantages you won't find from other home loans.
For nearly a century, the Federal Housing Authority has backed home loans for borrowers with not so perfect credit. The major advantage is far lower down payments than are required by most traditional mortgages. Plus, you can get one of these attractive mortgages directly from the FHA lenders at Bonvenu Bank without going through a government agency.
Apply for an FHA Loan online, contact a local mortgage lender or visit a branch in Bossier City, Baton Rouge, Shreveport, Metairie, Mansfield or another Louisiana location.
Mortgage loans are subject to credit approval, as well as other conditions. Bonvenu Bank NMLS ID #412577.
All borrowers are welcome to submit a prequalification request or loan application through any of our loan officer’s websites. The process takes less than 10 minutes and is free. We also offer an option to complete a prequalification or application through a secure email service, DocuSign. And of course we will be glad to meet in person, just give us a call to schedule an appointment.
Conventional loans generally require a 5% down payment however they do offer as little as 3% for borrowers in a certain income level. If you put less than 20% down, you will have to pay private mortgage insurance. FHA loans require a 3.50% down payment, require an upfront mortgage insurance premium of 1.75% and also require a monthly mortgage insurance premium to be paid, similar to a conventional mortgage. Both may allow for gift funds to help with down payment and closing costs.
We offer loans for new and used vehicles with competitive interest rates.
Let's discuss your options so you can settle into your new home.
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Ameriprise Financial Services, LLC is not an FDIC insured bank; FDIC insurance only covers the insolvency of FDIC-insured banks.