No crowds. No traffic. And no down payments.
City living isn't for everyone. If you prefer open spaces, fresh air and close-knit communities, a USDA Loan can help you finance a home in rural Louisiana and certain suburbs.
Affordable financing for eligible homebuyers
Explore the benefits of the USDA loan program
One of the biggest advantages of a USDA Loan is the ability to purchase a home with no down payment for qualified borrowers. This can be especially helpful for buyers who have steady income but have not had time to save for a large upfront payment. Other benefits include:
- Specially designed for individuals and families with low to moderate incomes
- No Private Mortgage Insurance (PMI) required
- Closing cost assistance for qualified buyers
- Competitive interest rates
- Relaxed credit requirements
- No Private Mortgage Insurance (PMI) required
- No early repayment penalty
Whether you think nothing beats country living or you need to get just a little bit outside of the city, a USDA Loan backed by the US Department of Agriculture could be your home loan answer.
Apply online, contact a local mortgage lender or visit a branch in Bossier City, Baton Rouge, Shreveport, Metairie, Mansfield and another convenient Louisiana location.
Mortgage loans are subject to credit approval, as well as other conditions. Bonvenu Bank NMLS ID #412577.
Enjoy the Ride With Flexible Terms
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Let's discuss your options so you can settle into your new home.